Risk is usually called, “stepping out on faith,” in church. That’s a shame, because they aren’t the same thing. There is such a thing as stepping out on faith. It’s just not the same as taking faith-based risks that make common sense. For instance, “stepping out on faith” might mean a church aspires to a particular goal or vision God has for them that will require stretching and perhaps some risk. There has been a season of spiritual discernment, and such decisions usually take time to make.

´╗┐When your church has to make spending cuts (and all churches will at some point), choose wisely. By wisely, I mean don’t make cuts that offer low ROC (return on cut). Let me explain.

The primary reason go into an IHOP is for the Cinn-a-stack pancakes. If I could do without those, I would rarely eat at IHOP. Here’s why: there are two things they do that ding my breakfast experience there.


So, how’s your church budget doing this year? It’s March now, which means it’s also a good time to look at church finances. You can probably already tell what kind of start the church is off too. Granted, January and February are not strong months for offerings, historically. However, you can take this into account as you look at what kind of January and February the church has had–and make some adjustments. If you’re off to a better year than anticipated, praise God. If you aren’t, praise God anyway, and make a small tweak or two now. It will save you much greater pain down the road.